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Wesbank Personal Loans

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wesbank personal loans

Wesbank Personal Loans – are you searching for easy access to online loans ranging from as little as R5 000 to as much as R200 000 to be used for your urgent financial obligations?

Wesbank is a certified financial services company offering financial options that can help you solve all of your financial problems, and its services range from personal loans, auto finance loans and even personal and business insurance.

Why apply for Wesbank Personal Loans?

Wesbank is a registered credit provider, part of FirstRand Bank, offering a variety of financial products and services, including their CashPower Personal Loan of up to R200 000 which are unsecured loans.

As unsecured loans do not need any kind of collateral, the only condition is that you are able to continue to pay your monthly repayment terms for the negotiated duration.

With these personal loans, you will get from a minimum of R5 000 to as much as R200 000 with fixed interest rates that do not adjust for the whole loan period.

The Wesbank Personal Loans application process is very short and convenient, all you need to do is visit their website and fill in your personal information in their application form.

There’s no face to face interviews with their finance officers, filling out a myriad of forms, or even waiting in long lines, but only make the submission online.

You can use your Wesbank Personal Loans on whatever you choose, whether you want to use it to renovate or extend your house, pay tuition fees for your child, settle the unpaid medical bill, or even indulge yourself with a new car – the option is completely yours.

Repayment options are based on your budget and availability, and you can loan terms ranging from 12 to as much 72 months. This would enable you to properly plan your finances and be able to pay off your loan in a comfortable way.

In addition to the many benefits of Wesbank CashPower Loans you will also get an insurance cover for your loan that is intended to cover you from unforeseen misfortunes such as retrenchment, disability or death.

This insurance cover will settle any outstanding loan balances that you have on your account, ensuring that you get peace of mind should you no longer be able to continue paying off your debts.

Annual Percentage Rate (Interest Rates and Associated Fees)

If you apply for a R200 000 loans from Wesbank you repay it with these estimated repayment costs:

2 Year Loan

Loan Amount: R200 000
Loan Term: 24 months
Interest Rate: 24.25% – 24.5%
Monthly Repayment: R11 467.57
Monthly Service Fee: R69

6 Year Loan

Loan Amount: R200 000
Loan Term: 72 months
Interest Rate: 24.25% – 24.5%
Monthly Repayment: R6 131.62
Monthly Service Fee: R69

Wesbank Vehicle Finance Loans

In addition to their personal loans Wesbank also assist their customers with vehicle finance options that include Asset-Based Finance, Vehicle Leasing and Fleet Finance, Insurance Cover among many others.

Wesbank Personal Loans Application Requirements

Qualifying for Wesbank Personal Loans is easy, all one needs to do is to have their South African Identity number and must be over 18 years of age.

They can also receive a minimum monthly income of R5 000 and have an active bank account where their payment is paid.

Good credit references are crucial, and servicing the loans on time is also critical in maintaining a good credit profile.

Repayments are made by means of a debit order scheme, but you must ensure that you have enough funds in your bank account before the due date arrives.

Wesbank Personal Loans Contact Details

Apply for Wesbank Personal Loans by simply contacting their consultants at 0861 288 272 or by visiting their website at www.wesbank.co.za and filling out their application form on their website.

Their knowledgeable advisors are on standby to support you with any questions you may have and to provide advice that can help you make the best financial decisions.

NB: Visit our loan calculator page